Living in Italy Without Working: How the Elective Residence Visa Makes It Possible
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- September 4, 2025
Living in Italy Without Working: How the Elective Residence Visa Makes It Possible
Did you ever want a coffee in a Roman café, gelato in a Tuscan vineyard, and a retirement home on the Amalfi Coast, and not worry about finding a job? Last year alone, 382,071 foreigners moved to Italy, and Italy has a visa just for you.
This is a type of Visa called the Elective Residence Visa Italy, and it allows foreigners, particularly Americans, to live in Italy without working. It is a good way out for retirees, entrepreneurs, and individuals who have sufficient financial means to spend a long time on la dolce vita.
What Is the Elective Residence Visa Italy?
The Elective Residence Visa (ERV) is a long-term visa that targets non-EU nationals who wish to live in Italy and not participate in any form of employment. Instead, the applicants will have to demonstrate that their independent income is enough to sustain them.
This is commonly known as the Italy retirement visa for US citizens, but the visa is not restricted to retirees. Most of the investment, pension, rental income, or other financial resources available to professionals can make them qualified.
Who Can Apply for the Elective Residence Visa in Italy?
To be eligible, applicants must meet specific requirements for Elective Residence Visa Italy, including:
- Proof of Financial Stability
- The applicants will be required to demonstrate a level of consistent passive income, including rentals income, savings, investments, or pensions.
- The required income must be at least 31,000 euros per year in most cases, but in the case of a couple, the required minimum income, according to a recent court decision, is approximately 50,000 euros and 5% more for each child..
- Suitable Accommodation: You are required to show proof of housing in Italy, whether that be a rental property or the purchase of real estate in Italy.
- Valid Health Insurance: Special health insurance to cover you during your stay in Italy is obligatory, which will ensure comprehensive health insurance.
- No Employment in Italy: This visa does not allow the visa holder to have any employment in Italy
Benefits of the Elective Residence Visa
The visa comes with multiple benefits for someone who’s planning to shift. These include:
- Live in Italy without working: Enjoy your days immersed in culture, cuisine, and travel without the stress of employment.
- Long-term Stay: The visa permits a stay of one year, which is renewable every year.
- Pathway to Permanent Residency: After five years of permanent residence, holders may receive permanent resident status, and after ten years, citizenship.
- Ideal for Retirees: People looking for an Italy retirement visa for US citizens should consider ERV as a stress-free option to relocate.
How to Apply for the Elective Residence Visa in Italy
The application process requires careful preparation:
- Gather Documentation
- Proof of income, bank statements, pension details, or investment documents
- Lease contract or property deed in Italy
- Valid passport and recent passport-sized photos
- Comprehensive health insurance policy
- Submit Application at the Italian Consulate
- Applications must be submitted to the Italian Consulate in your home country (for U.S. citizens, at the consulate serving your state).
- Attend an Interview
- Applicants may be required to attend an in-person interview to verify financial resources and housing arrangements.
- Receive Your Visa & Move to Italy
- Once approved, you’ll be granted an entry visa. Upon arrival, you must apply for a Permesso di Soggiorno (residence permit) within 8 days.
Why Many Americans Choose the Elective Residence Visa
The ERV is appealing especially to U.S. citizens. The retirement visa permits US citizens to retire in some of the most beautiful cities and towns in the world. This visa is also used by young applicants who can support themselves to verify whether they would like to live in Italy without necessarily applying for a work permit.
It may be the art of Florence, the Canals of Venice, or the cosmopolitan life of Milan; with this visa, one can make the most out of Italy.
Secure Your Elective Residence Visa Today
An Elective Residence Visa in Italy is not only a legal process, it is a lifestyle change. It allows one to reside in Italy without being employed and to adopt the Italian lifestyle, experiencing the comfort of permanent residency.
At Di Martino Law Group, we guide clients through the application process to ensure all requirements are met and facilitate a smooth transition. Whether it is the preparation of financial documentation or organizing consulate communication, our experience enables American and other nationals outside Italy to fulfill their dream of living in Italy.
Are you ready to start an Italian adventure? Reach out to us here at Di Martino Law Group for individual legal advice with your Elective Residence Visa application.
FAQs
- Can I work in Italy with this visa?
No. The requirements for the Elective Residence Visa in Italy prohibit employment. Your income must come from passive income.
- How long is the visa valid?
The visa is initially valid for one year, with the possibility of annual renewal as an Italy long term stay visa.
- Is it the same as an investor visa?
No. The Elective Residence Visa Italy is not based on investment but rather on steady, passive income.
- Can family members join me?
Yes, spouses and dependent children may apply to join, provided you can demonstrate sufficient financial resources.