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A Comprehensive Guide to Purchasing Italian Property
  • dimartinolaw
  • April 4, 2023

A Comprehensive Guide to Purchasing Italian Property

Italy is a country of rich history, art, culture, and gastronomy that draws millions of tourists each year. The lure of its natural beauty, warm weather, and laid-back lifestyle has led many people to consider purchasing Italian property. However, buying a property in a foreign country can be a daunting task, especially if you are not familiar with the local laws, regulations, and customs. 

In this comprehensive guide, we will provide you with all the essential information you need to know before purchasing Italian property with the help of an Italian immigration attorney.

How do I purchase property in Italy?

When you think of purchasing Italian property, there are certain things that you need to consider: 

  • Understand the Italian property market

Before you start your property search in Italy, it is essential to understand the local real estate market. Italy’s property market is diverse, and prices vary widely depending on the location, type, and condition of the property. Coastal areas, especially in Tuscany and Umbria, are the most popular among foreign buyers, but they also come with a premium price tag. On the other hand, rural areas, such as Puglia, Abruzzo, and Molise, offer more affordable properties, but they may require some renovation work. It is crucial to research the market thoroughly and consult with an Italian immigration attorney to find the right property that fits your budget and lifestyle.

  • Find a reputable Italian immigration attorney


Finding a reliable and trustworthy Italian immigration attorney is crucial when purchasing Italian property. An attorney can provide you with invaluable advice and guidance on the local property market, legal and tax regulations, and negotiating the purchase contract. They can also help you navigate the language and cultural barriers and liaise with other professionals, such as lawyers, notaries, and surveyors. Look for an attorney who has a good track record of successful transactions.

  • Get your finances in order

Buying a property in Italy involves a significant financial commitment, so it is essential to get your finances in order before you start your property search. If you’re planning to take out a mortgage, it is best to get pre-approval from a bank or lender in advance. Italian banks typically lend up to 60-70% of the property’s value to non-residents, and the interest rates and terms may differ from your home country. You should also factor in additional costs, such as taxes, notary fees, surveyor fees, etc., which can add up to 10-15% of the property price.

  • Understand the legal and tax regulations

Purchasing Italian property involves navigating a complex legal and tax system, so it is crucial to seek professional advice from a local lawyer or accountant. The purchase process involves several stages, such as the preliminary contract, the final contract, and the registration with the Land Registry. You should also be aware of the various taxes and fees involved, such as the VAT (IVA), the registration tax, and the annual property tax (IMU). The tax rates and exemptions may differ depending on the property’s location, condition, and intended use. 


  • Conduct due diligence and inspections

Before you finalize your purchase, it is essential to conduct thorough due diligence and property inspections to ensure that the property meets your expectations and is free of any legal or structural issues. You should request all relevant documents, such as the property title deed, the cadastral plan, and the energy performance certificate. You should also inspect the property for any defects, such as water damage, cracks, or structural issues. You can hire a surveyor or engineer to conduct a thorough inspection and provide you with a detailed report of the property’s condition.    

  • Negotiate the purchase contract

Once you’ve found the right property and completed your due diligence, it is time to negotiate the purchase contract. The contract should include all the relevant terms and conditions, such as the price, payment terms, deposit, completion date, and any special conditions. It’s essential to review the contract carefully and seek legal advice before signing it. You should also ensure that the contract includes a penalty clause in case of any breach of contract by either party.

  • Complete the purchase process

The final stage of purchasing Italian property is completing the transaction and registering the property with the Land Registry. This involves signing the final contract before a notary public, paying the remaining balance and fees, and registering the property with the Land Registry. The notary public will also ensure that all the relevant taxes and fees are paid and the property is free of any legal issues. After the registration, you will receive the property title deed, which is proof of ownership.


Purchasing Italian property can be a rewarding experience, but it requires careful planning, research, and professional advice. By understanding the local property market, finding an Italian immigration attorney, getting your finances in order, understanding the legal and tax regulations, conducting due diligence and inspections, negotiating the purchase contract, and completing the purchase process, you can make an informed and successful purchase. With Di Martino Law Group, you can get the best deals and purchase your preferred property in Italy while you enjoy the beauty, culture, and lifestyle that Italy has to offer.



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